Financial Inclusion is the need of the hour today in India’ – Substantiate your views with latest developments and the Indian Experience. Explain the consequences of financial exclusion.

 

Xaviers Institute of Business Management Studies

 

 

Subject Title:             BANKING MANAGEMENT                                                                                            

                                                                                                                                                      Maximum Marks: 80           

                                                                                                                                                                                                                                               

Answer Any 5 questions (5 x 16 = 80 Marks)

 

                                                           

1.         ‘Financial Inclusion is the need of the hour today in India’ – Substantiate your views with latest developments and the Indian Experience. Explain the consequences of financial exclusion. 

 

2.    The role of commercial banks in the economic development of India is inevitable in the present scenario – Comment.           

 

3.    Explain the monetary and non-monetary functions and the role of RBI towards the development and monitoring of the Indian Banking sector.

 

4.         Explain the following bank services:

a.  Bills discounting                                                                                                                                                                                             (4)

b.  Factoring                                                                                                                                                                                                         (4)

c.  Electronic banking                                                                                                                                                                              (4)

d.  Bank assurance                                                                                                                                                                                               (4)

5.         Technology is the backbone of banks in India – Justify.

 

6.         Discuss the meaning, types and causes of nonperforming assets and their impact on banking.

 

7.         Explain the recent developments in banking system with respect to controlling NPA’s.

 

8.         How are banks evaluated? Discuss the different ratios used in assessing the Bank performance.

 

9.    Explain the CAMEL model and your understanding of BASEL norms. How will this help to enhance and evaluate the performance of banks in India?